Tuesday, December 23, 2014

Good News: American Life Expectancy Is on the Rise

Good News: American Life Expectancy Is on the Rise

Americans are living longer across the United States. According to the Center for Disease Control and Prevention (CDC), Americans live the longest in the states of Hawaii and Colorado. However, life expectancy is on the rise across all 50 states. In 2012, Americans had an average life expectancy of 78.8 years across the board. Women tend to live longer than men. However, the gender gap has remained consistent since 2011.

Putting Things in Perspective: What Life Expectancy Was 100 Years Ago Compared to Today

Living until the ripe old age of 80 years might not seem like a big deal. However, the life expectancy for Americans has increased by a whopping 31 years over the last century. To be exact, the National Center for Health Statistics reported that women have experienced a life expectancy of 32.9 more years and men have experienced a life expectancy of 30.1 more years since year 1900. Suddenly, living to the age of 80 years sounds a lot better than living until the age of 50 years.

What Increased Longevity Means for Americans

Typically, Americans live longer due to a higher quality of life. However, some of the leading causes of death, such as heart disease, are often highly unpredictable if not inevitable. One thing remains consistent with living longer, happier lives. Americans have to find ways to save for retirement. A variety of retirement investments can be effective, even if people do not have traditional 401ks and Roth IRAs. Check out One Reverse Mortgages blog to read more about retirement and social security because of longer life

Think About Your Plan to Live a Long and Happy Life

Even if you think you might not make it until 90 years, you have to plan to live a long life. Explore different investment options for seniors such as reverse mortgages, government-backed investments, and different types of real estate investments. It is never too early to start saving for retirement. Similarly, it is never too late to come up with a viable action plan. Senior citizens can make wise investments due to assets accumulated over the years and favorable credit scores.

Time to Move to Hawaii or the Colorado Rockies?

You can get involved in your retirement plan at any time. Stay close to home, or relocate to the states with the highest life expectancies for Americans. Choose between the beach and the mountains, and live the quality of life you deserve after retirement. It might take some resources and creativity, but you can make it happen, even if you are already 60 years old. Explore different investment options, and be prepared to live longer along with the rest of America.

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