Sunday, November 23, 2014

When You're Ready to Take the Plunge into Buying a Home

Buying a home is a big step. You are getting ready to make a major investment. At a time when the economy is not at its most stable, you also want to think about resale value. While you may plan on staying put for years to come, life could have other plans. Be sure to do your homework before you actually move forward with getting a mortgage. 

Vancouver Housing

Get What You Want

When you're about to buy a home, you need to make sure you actually choose a house that is a fit for you. Make sure you have enough space to fit the demands of your family or the possibility of a growing family. Pay attention to the neighborhood and access to work. If you have children, the schools should be a top priority as well. If you are willing to take on the challenge of a home that needs renovations, be aware of what is involved in repairs before you sign on the dotted line. Buying a home that needs remodeling or finishing can save you money at the initial purchase. However, you'll have major expenses down the line. You may need to take years to actually finish the job. 

Don't Bite Off More Than You Can Chew

As you scope out potential properties, look at the big picture. You need to think about your mortgage, taxes, and utilities. If you are going to have a longer commute to work, your transportation costs will need to be factored into the equation as well. Don't commit yourself to a mortgage payment that you can't afford. Consider the cost of mortgage protection insurance. While this will be an additional expense, it is a safety net that could save you when you are dealing with financial hardship.

Tuesday, November 18, 2014

Adult’s Challenge Towards Life When Returning to College

Adult’s Challenge Towards Life When Returning to College

To adults’ case, returning to college is such a huge life decision to make that will affect positively in their future, however, in the short-term it could also bring some undesirable effects into their lives especially if they are working, married and much more if have kids. There are truly several factors that need to compromise when returning to school. 

 Reasons Why Adult Go Back School?

 1. Change Careers 

 2. Update Professional Credentials

 3. Learn new software, technology, applications and management skills/program 

 4. Higher income 

Thursday, November 6, 2014

Kids On Rainy Days

Here comes a lot of rain in BC! Rain every night and every day. Cold plus rain equals, what? Recently that my husband has another morning errands to deal with, I am the one taking and picking up the kids at school.

The bus stop is about 8 minutes walk from where we reside, so a lot of fun to occur while along the way.

I am just sharing with you guys the snapshots of my kids while on the way home waiting for the traffic light. Just killing the boredom brought by the rain at that time. hehehe.

Monday, November 3, 2014

A Bunch of Product Samples

It's been a while since I don't collect samples from online sources. I have twitted before that I was in procrastination. I lost my motivations and I let myself carried away by the big dragon. However, I am now back for good. I am feeling blessed and happy for that. I have set also once again my goals that motivate me to keep going and stay focus.

I am back to couponing, collecting samples and doing my other online errands for an extra income. Still, I am balancing my role as a full-time mother and online worker. Honestly, it was such a struggle for me in the beginning, but as long as I know my limitations and roles in life, I will be in the right direction. 

Product Samples
My recent samples received. Kids are happy with the chocolates and candies. lol! 

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